LAST UPDATED ON 25/07/2018
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WHAT LEVEL OF COVERAGE WOULD YOU LIKE?
We often read about the ever rising costs of healthcare in Singapore. Most of just shake our heads and thank our lucky stars that we’ve never had to go through major surgery or fight off a life-threatening illness.
Yet, every Singaporean can recount a tale of a relative or a friend who struggled to pay their medical bills when they fell ill. It is hard to imagine when we’re young, fit and healthy, of a day when we might fall sick and be unable to work. But what happens then? Should the day come when you find yourself ill and unable to work.
That’s where health insurance comes in. Health insurance is a shield that allows you to protect yourself and your loved ones from the threat of ruined health leading to ruined wealth, removing the financial burden from yourself when you’re ill and allowing yourself to focus on recovering without having to worry about money. This is also the most important insurance coverage that everyone should have.
There are however some factors that you may want to take into account.
At EasyRates, we understand that taking out a car insurance policy can be a confusing and long drawn process.
We want to assist you with taking this step by giving you the knowledge, tools and resources to help you make the right policy choice with the least hassle.
We will provide you with as much (or as little) help as you want – whether this means simply giving you access to a suite of valuable tools to help you make an informed decision, or holding your hand and guiding you through each and every step of the car insurance consideration, shortlisting and selection process.
Why Our Customers are Raving Over EasyRates
We provide more than just home loans, we are a one-stop hub for all complimentary needs, including refinancing, equity loans, commercial property loans, personal and business loans, insurance and investments
Lost? Don’t be. Chat with our consultants, they’ll guide you through the entire home loan selection and application process.
There’s no waiting around with EasyRates. We promise to reply to your applications and questions within 24 hours.
Get offers for the most competitive home loan rates in Singapore.
Find the best, most suitable loans within seconds – from the convenience of your computer or mobile device.
We partner with the top banks in Singapore to offer you the most attractive, comprehensive home loan offers
No, you may only be reimbursed from one insurance provider.
It very much depends on your policy, some insurers cover treatment in a few countries, while others may only cover health insurance locally.
Riders are additional options you may choose to take up with your insurance policy that offer additional protection/ benefits on top of what is included in your health insurance policy for an additional premium. Common riders include daily cash benefits for hospitalization and ability to go to seek treatment in a private hospital instead of a public one.
The premium payable depends on a number of factors such as your percentage of coverage, health status, age, etc.
You are usually allowed to choose your preferred payment frequency: one-time, monthly, quarterly, semi-annually or annually.
In general, there are four situations that may end your health insurance policy namely, reaching the maximum age in your policy, receiving the maximum benefits under the policy, insurer cancelling cover and failing to pay premiums.