Calculators

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Calculators

Loan Amount

$

Loan Interest (Annual)

%

Loan Repayment Period

Years

Year 1 Rate

Your Mortage Details are

Period (Year) Rate Principle at the Beginning of the year Monthly Payment Interest For the Year Principle Repayment For The Year Principle Remaining at the end of the year
Monthly Repayments
Total Interest Payable (Overall)
Total Mortgage Payable

Loan Amount

$

Loan Interest (Annual)

%

Loan Repayment Period

Years

You could save as much as ….

N/A
in Interest over 3 years
Current New Cashflow Savings/Month

Contact us to save on your mortgage today! Or Check out more rates here!

Based against current best rates of Year 1 - 2.5%, Year 2 - 2.18% and Year 3 - 2.45%

Are you taking a new home loan or refinancing?

Are you applying alone or with someone else?

What kind of property are you purchasing?

What is your current property value/ value of the property you'd like to purchase?

When did you take your loan (Approximate Year)?

What is your current loan quantum?

What is your current loan term? (Approximate number of years when the loan was taken out)

Have you ever purchased another property?

How Many Home Loans Do You Currently Have?

What Is Your Current Age?

Are you working in SG or Overseas

How Many Home Loans Do You Currently Have? (Partner)

What Is Your Current Age? (Partner)

Are you working in SG or Overseas (Partner)

Income

Monthly Income (Basic Salary)

$

Monthly Income (Bonus)

$

Monthly Income (Commission)

$

Monthly Income (Self Employed)

$

Current Loan Expenses Per Month

$

Monthly Income (Basic Salary) (Partner)

$

Monthly Income (Bonus) (Partner)

$

Monthly Income (Commission) (Partner)

$

Monthly Income (Self Employed) (Partner)

$

Current Loan Expenses Per Month (Partner)

$

You can afford to take a loan of

N/A

What Is LTV?

The LTV or Loan To Value is a ratio that determines the limit that Singapore Banks and Mortgage Lenders can offer you based the value of the property you wish to purchase. The LTV is governed by the Monetary Authority of Singapore (MAS) who control it.
This LTV calculator is based on a single applicant, if there is more than one applicant, please use the applicant with the most housing loans
MAS calculates LTV based on the person with the most housing loans for any joint appliation

Home Value (%)

$

What Kind of Property Do You Intend To Buy?

How Many Home Loans Do You Currently Have?

What Is Your Current Age?

* For more information on LTV please refer to the MAS circluar here

Purchase Price/ Value of Property (Whichever is Higher)

$

Type of Flat to purchase

Did you purchase this as a

How many Residential Properties do you own?

What is your Citizenship Status?

How many Residential Properties do you own? (Joint)

What is your Citizenship Status? (Joint)

Your Total Stamp Duty is

Buyer Stamp Duty N/A
Additional Buyer Stamp Duty N/A
Total N/A

Loan Amount

$

Loan Interest (Annual)

%

Loan Repayment Period

Years

Your Personal Loan Details are

Monthly Repayments N/A
Monthly Interest N/A
Total Interest Payable (Overall) N/A
Total Amount Payable N/A

Frequently Asked Questions (FAQ)

Information

Refinance Alarm

Did you know that you can refinance your home loan the moment your promotional rates end? This simple tip could save you thousand of dollars. Let EasyRates remind you when you need to refinance your home loan. Use our Refinance Alarm today.